Can't Afford Christmas
I was reading THIS article about Americans saying they can't afford Christmas, or Christmas puts too much financial stress on them because they go into debt.
Well here's a crazy idea. IF YOU DON'T HAVE MONEY FOR CHRISTMAS, THAN DON'T HAVE ONE.
Okay okay, that might seem a little extreme, and maybe it is. but if people are going to complain about not having enough money for Christmas the solution isn't to get a new credit card or payday loan.
"Think Finance CEO Ken Rees said the fact that consumers of all income levels are using layaway shows there is a demand for financial options beyond just credit cards."
Hey I have a financial option for you besides credit cards...it's called SAVING MONEY
Christmas happens at the same time every year right? It's not like November comes and BAM the date for Christmas is announced and everyone is surprised so no one has saved money. No. We all know it's coming and we have all had 11 months to save for it. I think it's really sad that 45% of Americans would prefer to skip Christmas because they are focusing on the financial side of it.
Maybe it's because I grew up with parents who didn't get into debt for stuff like that and some years that meant we didn't have very much for Christmas. but I survived, my childhood wasn't ruined, and I grew up to understand what Christmas SHOULD be about.
This holiday isn't here to stress everyone out and make people fight over budgets and money. It's supposed to be about family, faith and service.